Payment Options

Is your cat dreaming of the outdoors? Now is the time to spoil them and setup a new enclosure? Don't make your cats wait any longer, give them the life they deserve. There has never been a better time because we offer payment options to suit everyone's circumstances. From PayPal to Layby, OpenPay and ZipPay, we offer it all! Please see below for a detailed explanation of each option and then select it during the check-out process. If you would prefer some help along the way, don't hesitate to contact us.

Our Payment Options

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Delivery Options

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	Pay Up Front Recommended
Weekly Minimum	-	From $20	From $20	$10
Minimum Deposit Today	Paid in Full	20%	$0	$0
Terms Available	-	3, 6 or 12 months	Up to 12 months	Up to 12 months
Interest	-	0%	6 months Interest Free 0%	0%
Approval Timeframe	-	1 Minute	1 Minute - 2 days	1 Minute - 2 days
Maximum Credit Limit	-	$3,000	$8,000	$1,000
Multipay Available
Payment Frequency	-	Weekly, Fortnightly, Monthly	Weekly, Fortnightly, Monthly	Weekly, Fortnightly, Monthly
Signup	Online & Phone	Online & Phone	Phone	Online
Number of Customers	-	200,000	300,000	300,000
Our Rating	-	4.5 Stars	4 Stars	4 Stars
Customer Support	-	4 Stars	4 Stars	3 Stars
Paypal or Facebook Account Required for Account Setup	-	Not Required	Required	Required
Access to your bank account OR statement for approval	-	Not Required	Required	Not Required
Pros	Fast. Easy. Same day dispatch.	Highest approvals ratings	Ideal for transactions over $1199	Super fast
Cons	Nothing!	Requires 20% deposit	Requires a paypal or facebook account to be connected and access to your online bank account for a credit check.	Requires a paypal or facebook account to be connected during the approval process. Lower successful approvals
Used by Big Brands	-	Anaconda, Nissa, BMW, Ford, Spotlight	Thermomix, Coco Republic, Koala, Ozdesign	Thermomix, Coco Republic, Koala, Ozdesign
Testimonials	"Couldn't wait to get it all sorted and built! Super happy! No credit card fees was a nice touch" - Tim B, Orange NSW	"I got declined with ZipMoney but approved with OpenPay which was nice. The 20% was a bit steep but I just saved up for 2 weeks so it was no problem and it brought down my monthly payment." - Jenny H, New Farm QLD	"I had a facebook account and paypal so it was a breeze to setup, ZipMoney approved me in minutes and had the whole order covered" - Michelle E, Point Piper NSW	"Easiest $1000 ever, I just paid the difference with my credit card" - John T, Hobart TAS
Weekly Fees	-	$2.95	$6/month	$6/month
Late Payment Fees	-	Up to $9	$15	$15
Transaction Fees	-	$0	$0	$0
Credit Card Fees	0%	0%	0%	0%
Early Payout Penalty	-
Additional Payments Accepted	-
Credit Check Required	-

The purr-fect gift of freedom for your loved cat today while you pay over time, interest free. Openpay is a simple and flexible way to buy now and pay over time- with zero interest.

We offer longer, more flexible terms, all easily managed through the Openpay App.

Choose from 3 months, 6 months, or 12 months
Sign-up online in less than 1 minute
Instant online approval up to $3000
Repayments from as low as $30
Only a small deposit of 20% required
Interest Free
Easy payment management via OpenPay phone app

Choose from 3 months, 6 months, or 12 months
Sign-up online in less than 1 minute
Instant online approval up to $3000
Repayments from as low as $30
Only a small deposit of 20% required
Interest Free
Easy payment management via OpenPay phone app

What do you need to get started?
Easy application with instant approval, all you need:

An email address and phone number
VISA or MasterCard (Debit OR Credit)
Today’s payment of a 20% deposit

Why Choose Openpay?

Used by over 4000 retailers across Australia
Anaconda, Bed R Us, Nissan, BMW, Mazda, Ford, Spotlight.
200,000+ customers in Australia
In October 2017 OpenPay received $10 Million in equity funding
25% of customers are repeat purchasers

ZipPay is a Buy Now, Pay Later solution making shopping easier for you:

Approval for up to $1000 in under 24 hours
Sign up in real-time - takes less than 1 minute.
No interest ever.
Only $40* minimum monthly repayments.
Up to 60 days no fees

If you have an outstanding balance after the first 60 days, there is an account maintenance fee of $6 per month.
For example: if it takes you 12 months to pay back your order they would only attract $60 in fees ($6/month for 10 months + 2 months no fees)
If your transaction is over $1000, you can easily use your credit card to pay the additional amount at the checkout.
(For example if your order total is $1199, you can use $1000 from ZipPay and put the balance of $199 on your credit card.

The fast & secure way to pay

Use your existing account to check-out faster

Pay for your purchase over 4 simple instalments. Afterpay allows you to purchase in four equal instalments, due every 2 weeks. For example, if you purchase an item for $200, you pay 4 instalments of $50.
Interest free
Instant online approval
No fees, when you pay on time

Easy to use with the Afterpay App!
Afterpay send payment reminders — via SMS & email prior to payments becoming due, so you don’t need to stress about dates.
Want to pay your order off early? No problems! You can pay your instalment payment anytime before the due date with just a tap in the app, or have it automatically process on the due date.

6 months interest free
Zero deposit
Online application process takes less than 3 minutes
Choose the appropriate credit limit of $1000, $2000 or $3000
Input your information and verify your identity through an SMS code

If approved, they will send you an activation link to your email address
Once you have made your online purchase you can set up your repayments monthly, fortnightly or weekly at whatever amount suits you (provided this is greater than the monthly minimum)
Click Here to learn more about ZipMoney

We accept Visa, MasterCard and debit cards both online or over the phone

Unlike many other online retailers we do not pass the credit card merchant fees on to you, we absorb them!

Bank Deposit

Send money from your account to ours! Quick! Easy!
Use your invoice number as the payment reference
If you require a purchase order upfront, please email us sales@backyardcatenclosures.com.au and we will send it over immediately

BSB: 014269
Account Number: 254426183
Account Name: Backyard Cat Enclosures

PayID

We now accept PayID. Simply use 94138591625

For more information about PayID visit https://payid.com.au/

payid